Multitaskr Podcast

From Rate To Closing: Finding A Mortgage Advisor During A Housing Demand (ft. Alfredo Ramirez)

October 04, 2021 12:00am |

Episode Description

Are you ready to buy a home? The mortgage loan application process is complex. That's why it's critical to get yourself a mortgage advisor who can think outside the box.

Meet this week's guest, Alfredo Ramirez, a Fairway Independent Mortgage Corporation mortgage advisor and president of NAHREP (National Association of Hispanic Real Estate Professionals). Alfredo has originated mortgages and refinances since 2001.

Fairway is a direct lender who offers extensive support as a top 5 in the country. However, it operates like a small company that closes fast.

Get more than a reasonable rate when you work with Alfredo; avoid risking it all. Visit to get in touch with Alfredo.


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Filmed and Edited By Erick Magaña

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0:00 Introduction

0:34 Get To Know Alfredo

1:36 President of NAHREP

2:29 Competitive Surfing

4:10 Reflecting on 2008

6:55 Comparing Rates and Housing Prices To 2008

7:44 How Does Alfredo Compete With Large Institutions?

9:03 Direct Lender and Broker

10:18 Mortgage 101

10:40 Qualifying For A Home Purchase

11:38 Pre-Approval Process At Fairway

12:15 Understanding Pre-Approval

13:45 How To Be The Strong Buyer

14:03 What To Look For In A Mortgage Advisor?

15:15 It’s Not Just About The Rate

16:55 Self-Employed Borrower Must Know’s

19:55 The Process of Pre-Approving Self-Employed Borrower’s

20:04 What To Know Before Hiring A Mortgage Advisor

21:18 Joe’s Experience In The Mortgage Industry

21:47 Purchasing A Home With Bad Credit

23:07 The ADU Buzz In Real Estate

24:45 Benefits of Adding An ADU

25:50 ADU Loans Available

27:25 Market Predictions

29:10 VR Technology For Homeowners And Realtors